You need to take out your own insurance, to protect your belongings in the event of a fire, theft, vandalism, water damage and other household risks.
The low-cost scheme covers most of your household goods and contents, plus the contents of your freezer and stolen keys. The scheme also covers against damage to the fixtures and fittings in your home which you are responsible for under the terms of your tenancy agreement.
The scheme protects against fire, theft, vandalism and water damage, but not accidental damage (except at extra cost). Other benefits include:
The cost of your premiums will be based on the value of the contents you would like covered. Cover starts from as little as 49p per week for tenants over 60 and 73p per week for tenants under 60.
Premiums are calculated on a weekly basis and can be paid alongside with your rent. All premiums include Insurance Premium Tax at the current rate.
|Step 1:||Download an application form [343KB] (these are also available for collection at your local housing office).|
|Step 2:||Complete the application form giving your personal details and the sum insured required.|
|Step 3:||Return your completed form to your local housing office.|
Your application will be sent to Allianz who will review the information you've supplied. If your application for cover is accepted, you will be sent a welcome letter which will advise you of the amount you need to pay and when the first payment has to be made. Premiums are calculated on a weekly basis and can be paid alongside your rent.
You must ensure that you answer all of the questions within the application form fully and that your answers are true and correct to the best of your knowledge and belief.
Contact us immediately if there are any inaccuracies or omissions. Failure to do this will result in your policy being invalid or it will not operate in the event of a claim.
You should keep a copy of all information and correspondence you supply to us in connection with your application. A copy of your application and supporting information can be supplied on request for a period of three months after its completion.
A copy of the policy wording is available on request.
You are not covered until your application has been accepted by Allianz Insurance plc.