We run a low-cost scheme in partnership with Allianz which is open to all our tenants, except those who have rent arrears.

You need to take out your own insurance, to protect your belongings in the event of a fire, theft, vandalism, water damage and other household risks. 


What the scheme covers

The low-cost scheme covers most of your household goods and contents, plus the contents of your freezer and stolen keys. The scheme also covers against damage to the fixtures and fittings in your home which you are responsible for under the terms of your tenancy agreement.

The scheme protects against fire, theft, vandalism and water damage. Other benefits include:

  • no minimum security requirements
  • no excess (you don't pay the first part of a claim)
  • freezer contents cover, loss and theft of keys
  • weekly payments alongside your rent
  • tenant responsibility and improvements cover included.

Cover for accidental damage and contents in sheds and garages can be provided at an additional cost.


The cost and paying premiums

The cost of your premiums will be based on the value of the contents you would like covered. Cover starts from as little as 49p per week for tenants over 60 and 73p per week for tenants under 60. 

Premiums are calculated on a weekly basis and can be paid alongside with your rent. All premiums include Insurance Premium Tax at the current rate.


Starting a policy

Step 1:Icon for pdf Download an application form (these are also available for collection at the council offices).
Step 2:Complete the application form giving your personal details and the sum insured required.
Step 3:Return your completed form to the council offices.


After you have applied

Your application will be sent to Allianz who will review the information you've supplied. If your application for cover is accepted, you will be sent a welcome letter which will advise you of the amount you need to pay and when the first payment has to be made. Premiums are calculated on a weekly basis and can be paid alongside your rent.


Important information for applicants

You must ensure that you answer all of the questions within the application form fully and that your answers are true and correct to the best of your knowledge and belief.

Contact us immediately if there are any inaccuracies or omissions. Failure to do this will result in your policy being invalid or it will not operate in the event of a claim.

You should keep a copy of all information and correspondence you supply to us in connection with your application. A copy of your application and supporting information can be supplied on request for a period of three months after its completion.

A copy of the policy wording is available on request.

You are not covered until your application has been accepted by Allianz Insurance plc.