Assistance for homeowners who are struggling with mortgage repayments.
If you are finding it hard to keep up with your mortgage repayments, or you have already fallen in to mortgage arrears, our Housing Options team may be able to assist you. Our Options Officer will assess your current situation and advise you of your options. They will also refer you to any other agencies who may be able to assist you.
It's crucial that you do not ignore any correspondence from your landlord or mortgage company. The sooner you speak to them, the easier it is to make an arrangement to repay the arrears.
If you are asked to attend court for a repossession hearing, it is important that you attend. We can assist you with the paperwork that you need to complete and may be able to help with the cost of the court fees.
When you attend court, it is important that you tell the Judge as much as you can about how/why you are in your current situation. Please bring any paperwork from your landlord or mortgage company to any appointments with us as well as the court hearing.
If you are in arrears with your rent or mortgage, please contact us as soon as possible.